Pro CRE Tools
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Terms of Service

Last updated 18 October 2026 · These terms govern your use of Pro CRE Tools, operated by Your CFO Solution ("we", "us").

The short version. Pro CRE Tools is underwriting software. It does arithmetic on the assumptions you type in; it does not tell you whether a deal is good, and it is not investment, legal, tax or accounting advice. The free plan needs no payment method and is never charged. Paid subscriptions renew automatically until you cancel, and you can cancel at any time from your account page.

1. What the service is

Pro CRE Tools is a web application for underwriting commercial real estate and residential development deals, offered on a free plan and on paid subscription plans. It includes the Rental Deal Analyzer, the Spec Home Evaluator, and features that use artificial intelligence to read documents you upload and to search public listings for comparable properties.

We may add, change or withdraw features. If we materially reduce what your paid plan includes, you may cancel and we will refund the unused portion of the period you have already paid for.

2. Accounts

You must give accurate registration details and keep your password secure. You are responsible for everything done under your account. Tell us promptly if you believe someone else has access to it. A free plan and a Solo plan are each for one individual; a Team plan covers up to five named individuals at one organisation. Accounts may not be shared beyond that.

You must be at least 18 years old and able to enter into a contract.

Confirming your email address

A free account is created in an inactive state and becomes usable once you click the confirmation link we email you. Confirmation links expire after 48 hours, and you can request a new one at any time from the confirmation screen. We may refuse sign-ups that use disposable or temporary mailbox services.

Inactive free accounts

Free accounts consume storage and AI capacity that we provide at no charge, so we may close a free account that has been dormant for a long period. We will email the address on the account at least 30 days before doing so, giving you the chance to sign in or export your work. We will not close a paid account for inactivity.

3. Plans, free trial, subscription and automatic renewal

The free plan

The free plan requires no payment method and has no fixed term. A free account has access to both tools and the full underwriting model, keeps one saved project at a time, and receives a one-off allocation of AI credits when the account is created, which does not renew.

Nothing in the rest of this section — free trials, charges, automatic renewal, price changes or cancellation — applies to a free account, because a free account has no payment method on file and is never charged. Those paragraphs begin to apply only if you choose a paid plan yourself. We may change what the free plan includes, or withdraw it, on reasonable notice; if we do, your saved work remains available for you to export.

Paid plans

Automatic renewal disclosure. If you choose a paid plan, your subscription begins with a 14-day free trial. Unless you cancel before the trial ends, the subscription automatically converts to a paid plan and your payment method is charged the then-current plan price plus any applicable tax — currently $49 per month for Solo or $149 per month for Team, or the annual price if you chose annual billing.

The subscription then renews automatically for successive periods of the same length, at the then-current price, and your payment method is charged on each renewal date, until you cancel.

How to cancel: sign in and open Your account → Manage billing, or email us at the address in section 12. Cancellation takes effect at the end of the period you have already paid for. There is no cancellation fee.

Before you are first charged we will send a reminder email to the address on your account. Every charge is receipted by email.

Trials are limited to one per person or organisation. We may end a trial early if it is being abused. If you cancel a paid plan, we may move the account to the free plan rather than closing it, so that your work stays reachable.

Price changes

We may change subscription prices. If we do, we will email you at least 30 days before the change takes effect, and the new price applies from your next renewal. If you do not want the new price, cancel before that renewal date.

Payment

Payments are processed by Stripe. We do not receive or store your full card number. You authorise us and our payment processor to charge your payment method for all amounts due. If a charge fails we may retry it and may suspend access until payment succeeds. You are responsible for any taxes other than taxes on our income.

Refunds

Subscription fees are not refundable except where required by law or where these terms say otherwise. Cancelling stops future charges; it does not refund charges already made. If you believe you were charged in error, contact us within 30 days and we will look into it.

4. AI credits

Features that call an AI model — reading an uploaded document, searching for comparable rents or sales, generating a pitch deck — consume AI credits. On a paid plan these come from a monthly allowance included with the plan, and unused credits do not carry over between periods. Credits included with a free account are granted once, when the account is created, and do not renew or reset.

The allowance on each plan and the credit cost of each feature are shown on the pricing page and on your account page, and may change with notice. Credits are not refundable, transferable or redeemable for cash on any plan, and unused credits expire when an account is closed. Additional credits may be purchased on a paid plan. Everything else in the suite — the models, reports, saved deals and exports — is unlimited.

5. Your content and your deals

The deals, documents and other material you put into the service remain yours. You grant us only the licence needed to host, process and display that material so we can provide the service, including sending relevant parts to our AI provider to produce the output you asked for. We do not sell your content, and we do not use it to advertise to you. This applies in the same way on the free plan as on a paid plan.

You must have the right to upload what you upload, and you must not upload anything unlawful or anything containing another person's sensitive personal information without a lawful basis.

You can export your deals at any time. If you close your account, we delete your deals and uploaded documents within 90 days, except where we must keep records to comply with the law.

6. Acceptable use

  • Do not resell, sublicense or provide the service to third parties as a service of your own.
  • Do not copy, scrape or reverse-engineer the application or its models, or use automated means to extract data from it.
  • Do not attempt to gain access to another account, or to any system or data you are not authorised to reach.
  • Do not use the service to break the law, to mislead investors or lenders, or to produce documents you know to be false.
  • Do not create multiple free accounts to obtain AI credits beyond the one-off allocation intended for a single person or organisation.

7. No professional advice — and what the numbers are worth

Pro CRE Tools is a calculation tool, not an adviser. Nothing it produces is investment advice, a recommendation to buy, sell, finance or develop any property, a valuation or appraisal, an audit, or legal, tax or accounting advice. We are not a registered investment adviser, broker-dealer, appraiser or licensed contractor, and no fiduciary relationship is created by your use of the service.

Every output depends entirely on the assumptions you enter. Projections, IRRs, waterfalls, sensitivities and comparables are estimates about the future and are not guarantees of results. Actual performance will differ, sometimes materially. Verify every figure independently and consult your own qualified advisers before acting on any deal.

About the AI features

Document extraction and comparable searches use an AI model and public listing data. AI output can be incomplete or wrong, listing data can be stale, asking rents are not achieved rents, and offering memoranda are marketing documents. Nothing is written into your model until you review and accept it. You are responsible for checking anything you rely on for an offer, a loan package or an investor presentation.

8. Availability

We aim to keep the service available but do not promise uninterrupted operation. We may suspend access for maintenance, or to protect the service or other users. We are not liable for downtime caused by third parties we depend on, including hosting, payment and AI providers. The free plan is provided on an as-available basis and we give no service commitment for it.

9. Disclaimers and limitation of liability

The service is provided "as is" and "as available". To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement.

To the fullest extent permitted by law, neither we nor our suppliers are liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, lost deals, lost data or business interruption, arising out of or relating to the service — even if we have been advised of the possibility. Our total liability for all claims relating to the service is limited to the amount you paid us in the twelve months before the event giving rise to the claim, and where you have paid us nothing, to one hundred US dollars.

Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you.

10. Indemnity

You will indemnify and hold us harmless from claims, losses and expenses (including reasonable legal fees) arising from your use of the service, your content, or your breach of these terms — including any claim by an investor, lender, buyer or seller relating to figures you produced with the service.

11. Suspension, termination and changes to these terms

You may stop using the service at any time. We may suspend or terminate an account that breaches these terms or that we reasonably believe is being used unlawfully; where practical we will tell you first and give you a chance to put it right. On termination your right to use the service ends; sections 5 to 10 survive.

We may update these terms. For material changes we will give notice by email or in the application at least 30 days before they take effect, and continuing to use the service after that date means you accept them.

12. Governing law and contact

These terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules, and the state and federal courts located in Florida have exclusive jurisdiction over any dispute, except that either party may seek injunctive relief in any competent court to protect its intellectual property.

Questions, cancellations and billing enquiries: info@yourcfosolution.com — Your CFO Solution, operator of Pro CRE Tools.

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